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Available to residents of Scotland

Debt Arrangement Scheme

The only official Debt Management Scheme in Scotland

Check your eligibility today

We will only use your details to contact you about the information contained in your form submission. We do not share your data with any third parties.

What is the Debt Arrangement Scheme (DAS)?

A Debt Payment Plan (DPP) under the DAS scheme is the only official debt management scheme in Scotland.

 

You agree to make an affordable monthly repayment towards all of your debts for as long as it takes to repay them in full and in return your creditors are prevented from taking further action against you or adding more interest and/or charges to the debt.

 

You must seek advice from a DAS Money Advisor in order to enter into a DPP.

 

As with any formal debt solution, it is important that you speak to an debt management professional to ensure that you fully understand the implications of an DPP.

Some of the debts that can be included

What is the Debt Management Scheme?

A Debt Payment Plan (DPP) under the DAS scheme is the only official debt management scheme in Scotland.

 

You agree to make an affordable monthly repayment towards all of your debts for as long as it takes to repay them in full and in return your creditors are prevented from taking further action against you or adding more interest and/or charges to the debt.

 

You must seek advice from a DAS Money Advisor in order to enter into a DPP.

 

As with any formal debt solution, it is important that you speak to an debt management professional to ensure that you fully understand the implications of an DPP.

Some of the debts that can be included

DAS Pros

DAS Cons

A simple process...

In some instances you could even write-off a large proportion of your debts.

To make life even easier, once you have agreed a repayment amount and the right debt solution for you, we do the rest. We will collect the payment from you each month and split it between your creditors for you.

Relieve stress and give yourself peace of mind with one monthly payment.

Consolidate your debts into a single, affordable monthly repayment with a DAS.